Banking And Finance
Rosenberg | Pelino has represented participants on all sides of financing transactions, including lenders, borrowers, guarantors, shareholders, partners, insurance companies, participants, syndications and others. We work on transactions for multi-family apartment projects, warehouse, flex and office buildings, restaurants, convenience and grocery stores, gas stations, mini-storage facilities, hotels, shopping centers and malls, residential subdivisions and residential, commercial and public/private mixed-use condominium products. We also have extensive experience with a variety of hedging and credit enhancement techniques, such as interest rate swaps, letter of credit support, guarantees, and other forms of standby assistance.
We offer an innovative approach to representing lenders by providing efficient, high-quality legal services consisting of senior-level talent at an affordable rate. We represent lenders in structuring, negotiating, documenting, and resolving a variety of commercial and real estate financing transactions throughout the mid-Atlantic region. Our experience includes residential and commercial acquisition, development and construction loans, asset-based and borrowing base loans, loan restructures and workouts, letters of credit, lines of credit, bridge loans and mezzanine financing. We work with our lender client, the borrower, the title company (if appropriate), the borrower’s seller, and others to minimize the transaction costs and tax implications to the borrower and to develop a practical strategy for getting the deal closed.
We assist lenders with the documentation of loans pursuant to various programs offered by the United States Small Business Administration, including the Section 7(a) program, the Section 504 program and SBAExpress program; and we work with lenders to review internally-generated bank loan documents, created using the bank’s shelf documents or through programs like LaserPro. We work with our clients to find the most cost-effective division of labor between the bank’s staff and the firm.
Business Law And Transactions
We pride ourselves on our practical yet often novel approach to finding solutions for your business. We understand that you know your business better than anyone and our role is to support your business decisions with our experience and legal expertise. Our team is always easily accessible, and we are constantly working toward your goals. Our real estate and finance experience coupled with our business know-how uniquely situates us to address your most important concerns and to give you an advantage over your competition.
As an experienced commercial-focused law firm, Rosenberg | Pelino can address the full range of legal issues facing your business. From organization to ownership transition, we will be with you every step of the way. We do; however, recognize that we can’t be all things to all people. This is why we’ve chosen to align ourselves with a network of accountants, financial planners, title companies, lenders and, yes, even other law firms – such as Offit Kurman, P.A. a 100+ attorney firm offering a full-array of legal services through-out the Mid-Atlantic Region. Through our resources and partnerships we can help you provide for every aspect of your business. Whatever your need, we work seamlessly with our network of partners to address every aspect of your business.
Real Estate Law and Transactions
Real estate is fundamental to virtually every business. Companies need a place to operate, a place to manufacture, a place to store goods and a place to meet with customers. Further, dealing in real estate is a business unto itself. Many of our clients are developers, builders and commercial real estate owners. Whatever your real estate needs, we have the knowledge necessary to aid your decision making.
Rosenberg | Pelino attorneys are highly qualified to help clients, whether they are end-users of real estate, or whether they are engaged in the business of real estate transactions. Our real estate lawyers are experienced in the following aspects of real estate law:
- Drafting and negotiating contracts for the purchase and sale of real estate
- Drafting and negotiating real estate leases
- Assisting with real estate financing and development issues
- Formation and capitalization of single purpose real estate entities.
The real estate attorneys at Rosenberg | Pelino are well-equipped to assist clients at the closings of real estate purchases and sales.